private health cover

claim on the spot. no paperwork to chase.

if you have dental extras with a private health fund, we run your card at checkout through hicaps — you only pay the gap, and there’s nothing to post or upload afterwards.

how it works

four steps, all at checkout.

no forms to fill in beforehand and nothing to submit afterwards.

1

your treatment

your dentist carries out the agreed treatment as planned.

2

we run your card

at checkout, we process your claim through hicaps using your health fund card.

3

instant response

your fund confirms your benefit in real time — no waiting days for a rebate.

4

you pay the gap

you only pay the difference between the treatment cost and your fund’s benefit.

funds patients commonly use

most major australian health funds.

if you have dental extras with any of these — or another fund not listed — bring your card and we’ll process your claim on the spot.

bupa
medibank
hcf
nib
ahm
teachers health
australian unity
gmhba
defence health
cbhs
and most other major funds

no waiting on a rebate

your benefit is confirmed and applied at the time of your appointment.

no paperwork

nothing to fill in, post, or upload after your visit.

gap explained upfront

your dentist tells you the likely out-of-pocket cost before treatment, where possible.

payment plans on top

for larger treatment, payment plan options may cover what your fund doesn't.

private health cover

frequently asked questions.

quick answers about using your health fund at smilogy.

just your health fund membership card — we do the rest through hicaps at checkout.

where possible, your dentist will give you an estimate before treatment. the exact gap is confirmed once your fund responds through hicaps.

most major funds are hicaps-enabled. if yours isn't, we'll let you know your options at checkout.

cover for cosmetic work like veneers and whitening varies by fund and policy — general dental extras cover is more consistent. ask at consultation.

yes — many patients use their health fund benefit alongside a payment plan for the remaining balance.

bring your health fund card

hicaps on the spot at either sydney clinic — no paperwork, no waiting.

smilogy edgecliff

suite 1, 2 new mclean street
edgecliff nsw 2027

smilogy castle hill

unit 6, 40 carrington rd
castle hill nsw 2154

smilogy